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In this age of information, credit fraud is not a difficult crime to perpetrate. The idea that a thief could gain access to your account information or personal data is not as implausible as you might think–social security number misuse has increased over the last two years, resulting in a variety of credit-related crimes.
Fortunately, you [...]

Many “credit repair” companies claim to remove negative credit with the flick of a wrist. Their advertisements make bold assertions and money-back guarantees: “Bankruptcy, tax liens, judgments… no problem!! One hundred percent guaranteed!! Credit report 100% cleared in 30 days!!” Can they really make such sweeping guarantees?
While some credit repair companies are outright frauds, others [...]

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Current Topic: To improve your credit score, it's important to know where you stand. There are free credit reports to find out your FICO® score.

Related terms and phrases: credit repair, credit restoration, credit fix, credit counseling.