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Over 30 million Americans suffer from money problems negatively affecting their credit, such as late payments, charge offs, bankruptcy, and outdated personal information. Improve your credit score now! Get faster loan approval and lower interest rates. You can save thousands of dollars by having a good credit report.
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Below is a summary of the FCRA. The full Act can be obtained directly from the Federal Trade Commission’s web site here.
Fair Credit Reporting Act (Summary)
Public Law 91-508
The Fair Credit Reporting Act (FCRA) allows a consumer to challenge the information on his credit report on the basis of “completeness and accuracy.” If, after a reinvestigation [...]
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Current Topic: To improve your credit score, it's important to know where you stand. There are free credit reports to find out your FICO® score.
Related terms and phrases: credit repair, credit restoration, credit fix, credit counseling.